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Archived Global Pension Plan Comments

Unfortunately the UK Biz Opps Blog broke because of the huge number of comments on the Global Pension Plan post. It got to 471 comments and then threw up some errors... I have now removed some comments and archived them below:

1 - 100 | 101 - 200 | 201 - 300

1. This is too good to be true - save your money.

Comment by Charlie - March 22, 2007 @ 12:12 am
2. Two cardinal rules: 1) Never ever, ever invest in any financial scheme where you don't have the name, address and phone of the person/organisation running it – and you're sure the information is genuine. 2) Never ever, ever give personal identification details when you don't have full details of who you are giving them to and where they are to be contacted, the security of the information and also where you're not completely convinced of the legitimacy of the person/organisation. If it's based in Africa it is worth being specially cautious.

Comment by Hugh - March 22, 2007 @ 8:26 pm
3. I'm interested to know if there are other liabilities one might be signing up to? Losing 30 Euros is nothing. But could I end up being liable for other debts or payments?

Comment by Andrew Douglas - March 26, 2007 @ 11:08 pm
4. Hallo. I am very pleased that somebody went into the "dark" of globalpensionplan. I myself was 6 years in the investment business, quiet successful, but the way those people treat their members is just simply unacceptable. During my active time in the financial business " I had to put the cards on the table" and I was not allowed to treat the people like mushrooms which means, "keep them in the dark and feed them with shit". As you said correctly, somebody must be responsable and somebody is liable as intermediary wich is a simple law in Europe and the US. Liability of thge intermediary. So who is liable, responsable? That´s the only question and nothing else. Give me the name of a trustee, an attorney or some authorized person or company who/which can be verified. Thank you. With kind regards Bert

Comment by Albert von Straff - April 17, 2007 @ 11:17 am
5. Hi Ben,

Thanks for your excelent article on the globalpensionplan, i would really appreciate to read your comments on the new payment options listed below, i say options but as 1dmc gold bullion payment has been closed by the feds, they had no choice, does this give you more confidence in the plan, or less as they are now more easier to trace, well the people collecting the money, not the trust partners, who may be more difficult to trace, let me know, thanks.

kind regards

Due to e-gold problems recently, GPP is now offering a variety of manual payment options.

Pls, read the latest News from Stella below:


"The new payment methods

I have been working on these new payment methods since the unfortunate news from e-gold/1mdc to make it as easy as possible for you to sign up new members. I hope they help you!

You can pay multiple membership fees via any of the following payment methods. That's even recommended, as there are always some handling and transaction fees involved. So, to keep the additional expenses as low as possible, you might want to pool several membership fees and send them as one payment through the preferred payment method.

Please follow the payment instructions precisely. If you fail to follow them, it's highly possible the payment arrives late or short, or it doesn't arrive at all.

It's important to notice, that making the payment through any of these more conventional methods makes the sign up process slower. I will sign up the new members manually only when the funds have arrived and cleared. So, if you choose one of these payment methods, the new member won't immediately appear in your downline, as happens when signed up through e-bullion.

This information must not to be published! You are allowed to use it yourself and share with your downline, but please don't leak it to the outsiders.

Please, send the payment information to

Thank you!

Wire Transfer

Please note:
- you must follow the instructions exactly, otherwise the wire won't arrive to our bank account
- wires in EUR only
- add 10EUR on top of every wire you send to us to cover the fees our bank deducts
- use the exact Reference Number (5512881-19) in every wire, or else your wire will be delayed or even lost
- after you have sent the wire, please email us the full details including the amount sent, the name of the origin account and the transaction number alongside with the new member info (username, password, name, email, referral code)


IBAN: EE52 0000 0093 2001 8540
Beneficiary's address: Tallinn, Estonia
Address of beneficiary's bank: Estonia pst.3/5, 15097 Tallinn Estonia
Intermediary Bank: Deutsche Bank AG, Frankfurt / Eschborn, Germany
Acc. No. 947 4859 10
Reference: 5512881-19

Please note:

- cheques in EUR only
- clearing cheque costs 1.5% or minimum EUR15. Please add the cost on the top of the payable amount
- after you have sent the cheque, please email us the full details including the payable amount, the name of cheque book holder and the ordinary/cheque number alongside with the new member info (username, password, name, email, referral code)

The cheque to be addressed to:

First Oceanic Trust

Memo: Acc. 5512881-19

Mail the cheque to:

BCM Drawbridge House
27 Old Gloucester Street
London WC1N 3XX

Western Union

Please note:

- after you have sent the payment, you have to send us the exact details of the sender (name, address, phone, sent amount and MTCN - this is the number that WU will give you as a secret code) alongside with the new member info (username, password, name, email, referral code)

Address the payment to:

1) To country: Latvia
Receiver: Inara Astica
Address: Gertrudes 15-31/35
City: Riga


2) To country: Latvia
Receiver: Oksana Snetkova
Address: Gertrudes 15-31/35
City: Riga


3) To country: Latvia
Receiver: Ivita Vingra
Address: Gertrudes 15-31/35
City: Riga

EUR 5000 is the max. amount a member can send with WU to Latvia
USD 6000 is the max. amount a member can send with WU to Latvia
LVL* 5000 is the max. amount a member can send with WU to Latvia

* This is the best currency to send money to Latvia in. (1LVL app. = 1.42EUR)

Please use different names to different transfers (for example 1. - Inara Astica, then 2. Oksana Snetkova, then 3. Ivita Vingra, and again from the start- 1.2.3…) in order to avoid the big quantities sent to one and the same person. For example, if you send a Western Union payment to no 1 last week, then send it to no 2 this week and no 3 next week." - Stella


Now am not sure we'll reach 100,000 members on 31st August 2007 cause since the e-gold problems last week, new sign ups have dropped almost 50% with just 767 members have joined in the last seven days.

I cross my fingers!… Let's wait and see!

Comment by sharon - May 15, 2007 @ 7:52 pm
6. Sharon,

If there really is a "Stella" then why is she not accepting payments to herself? Why has she given the details of 3 different people at the same address in Latvia?

The Global Pension Plan just simply doesn't add up - and it's not for me.

Thanks for your comments and I hope it works out for you but I get the feeling that over 50,000 people have just contributed $30+ each to "Stella" and her own personal pension pot :)



Comment by Ben - May 22, 2007 @ 8:21 pm
7. It seems this program is also running in Canada ,USA and Germany I would sugest everyone save your money.

Comment by jim - July 4, 2007 @ 11:52 pm
8. Membership is now around 95K so we should know soon if it will pay out. Whichever way it goes someone will be saying "I told you so". I would like to see it pay out, not just for the obvious reasons of getting the cash but also to put one over all the negative people that come out of the woodwork when they see a chance that someone else might benefit but they do not have the bottle to take a chance themselves.

Comment by Steve - August 5, 2007 @ 1:14 am
9. The purchases sign away their right to the pension in a reverse pension agreement. Are they careful when they sign that it is only the pension based upon the $55 paid, or will they have a shock at 65 when someone else takes their other pension plan money.

Purchases are encouraged to collect their money in off shore accounts to avoid tax. In most (if not all) countries this is tax fraud. Even if never caught this makes it harder to get any legal help locally.

There is a confidentiality contract before collection. In many countries this would be unenforceable, but why do the organisers want it secret.

Why would anyone want to sign a contract, without legal advice, with anonymous people of questionable honesty, in an offshore jurisdiction? Initially my friend thought she would not have to sign anything, when the completion date came recently she found that she did have to sign papers.

The numbers of people in this worldwide must be in the many millions. Locally I think they are on their 3rd plan in this small city.


Comment by stuart - August 5, 2007 @ 2:41 am
10. I just got a call from an online acquaintance who signed up in this a year ago. He was asking for my help and I was the only one he thought he could trust. I'm not so sure about that .. that he could trust me, but anyway, listen to this crazy deal.

When he sign up for GPP, he used another persons name not his own. (This guy is kind of weird and I think very paranoid for some reason about giving his identity to any program). The person who's name he used (by permission I understand) is about ready to die … so that means the program won'd work for him. So he is looking for another guinea pig who will accept 10% of his payout ($100,000 cuz he referred 12 people) in exchange for him being able to use their name, address, Government Issued ID etc.

So he is offering me the deal. I told him that if I allow him to do that and the IRS gets involved because of tax liability or there is any kind of investigate that I not him would suffer. To me that isn't worth $10,000. The tax liability alone would be $35,000. Although he says it will be offshore paid out by anonymous debit card and that I wouldn't have to report anything I told him that there is a little place on your 1040 that asks if you have any offshore accounts. Also the minute you bring offshore money onshore even if it is in cash it is also taxable. Am I right?

This is crazy for a lot of reasons. Personally I think the guy just doesn't want to expose his own identity. I only know him from another program where he got my phone number and he has called me and stayed in touch a bit to run hyip type programs by me, but the guy will not give me his phone number. Does that sound like a paranoid individual? He told me today the reason he can't use his own ID is because he doesn't have a valid ID due to the fact, he has a skin condition on his face and he is very self conscious of it and he let his drivers license expire and doesn't want to have it renewed.

I am not going to do this, but can anyone verify what I am thinking on the tax issue?



Comment by Anne - August 10, 2007 @ 9:27 pm
11. I am not an accountant, however I know that here in Canada we are allowed a certain amount of "Capital Gains". When we bring offshore cash onshore, it is applicable to capital gains taxes. I just don't know the maximum amount allowed per individual. Yes the contract pays out 200k at 65, however, we have agreed to a "buy out" of 55k NOW. When the contract matures at 65, then whomever has it will get the 200k. I am more than happy that I will be able to access 55k very soon, instead of waiting until I am 65. For all the negative nellies out there:


Comment by Sheila - August 11, 2007 @ 2:09 am
12. Sheila,
I love people who want to improve their lives and are willing take risks to do it.
But think about your own motto, "Dream, Believe, Achieve" The key word there being ACHIEVE! There isn't much "achieving" going on when you are buying a fake lottery ticket or a magic potion.

Don't you think that with all the millionaires, billionaires, CFO's, Wallstreet financial geniuses and successful business men in the world–THAT ONE OF THESE GUYS WOULD HAVE THOUGHT OF THIS FIRST AND TRIED IT OUT WITH HIS OWN 3 million instead of scamming others to do it??????? I mean 3 million (US $) is just a drop in the bucket to many investors and business men.

Give me a break-some anonymous dude in germany has figured out how to scam the entire economy into turning 47 bucks into 150,000 dollars and isn't bragging about it all over t he world. Hell he would make money faster writing a best seller about how to do it yourself and selling it to overly optimistic people like you guys. And I am, in fact, an optimist myself.

I admit…I listened….I was almost thinking of turning in my 47 bucks on a "what the hell" basis. But let's keep it real, I have a friend who wants to take me to Europe with her BIG PAYOUT money. This friend can barely afford groceries…but she paid her 47 bucks. These GPP people are a bunch of GREEDY, LYING, SCAMMER sacks of garbage who are stealing money out of your children's mouths.

No wonder the US and Europe get such a bad world wide rep. Owners of GPP and Nigerian scams are making fun of us Hard Working Arses all the way to their personal bank account.

Just keepin it real.

Comment by Stephanie - August 22, 2007 @ 2:36 am
13. About GPP

Stella has been refunding money.

They have reached their 100,000 member goal.

Just wondering why Stella would refund money since everyone is sure this is a scam?

Comment by ROCKET - August 31, 2007 @ 12:51 am
14. just thought I would drop a line to say I hope and pray that gpp does pay out a very good friend of mine came across it signed himself and some of his dearest friends and family in it … not wanting them to risk anything he paid for us all so I wont lose a penny but if it suceeds then i will be able to live out the rest of my life comfortable instead of hand to mouth so i do pray thatall the sceptics are wrong

Comment by Bridget - September 1, 2007 @ 1:49 am
15. I cannot believe that the human race is so THICK and STUPID that a member of it will believe that 30 euros can be converted to 55,000 euros in such a way. My God, there is no help for us, is there?

Comment by ibton - September 3, 2007 @ 6:15 pm
16. Can you not believe that I will create rivers in the desert? What magical quantum field relationships are yet to be discovered? THICK & STUPID is what you are reflecting, my friend, what you are afraid you are guilty of. Maybe I am a starry eyed optimist but Stella just refunded my 123.00 for 3 GPP failed sign-ups. Why would a scam only interested in my 30 euros do this??

Comment by cyntel - September 4, 2007 @ 7:34 pm
17. I'm also hearing about more refunds. Stella seems to be doing what she promised at GPP.

What's going on here?

I was expecting to read more details about GPP being a scam….lol

Comment by ROCKET - September 5, 2007 @ 6:23 am |Edit This
18. I'm one out of the 100 thousand members for GPP program same goes for my wife and mom.

For me, if this is a scam I will ask for €60 for joining fee instead only €30 who will bother to have extra money…

yet if I'm Stella or the founder why I should refund to you since you have failed to sign up? I think there is still a space to load in extra $$$ out of the € 3,000,000 where I've received.

will i mentioned there is 20,000 profile is incomplete since I've reach my target? No i wont it is most likely that i'm enjoying the money which i have taken, why I even bother who has no complete their profile. And why i set deadline in 2007? instead of 2005/6?

I too expecting to read more details on GPP is scam, and if it is a scam it will be a long and hell good scam I ever see.

Comment by G2 - September 6, 2007 @ 6:01 pm
19. Re. "…our site and servers are also located outside the USA, EU, Australia, New Zealand etc…"

one can see from their IP-adress that their Hosting company is in Arlington Heights (Chicago). Say on their website their Data Center is also in Arlington Heights.

Comment by goobie - September 6, 2007 @ 6:39 pm

Dear Members,

This update is just to let you know, that the number of incomplete profiles has decreased down to around 15.000. This is good progress! However, we really need to speed up with this issue!

Please get this message out to your downline now so that we can move towards the final steps!

Have a wonderful weekend!


It seems Stella is still around and encouraging all members to make sure their profiles are updated and correct.

One reason Stella wants to move forward is the staff at GPP will be paid 11,000 euros when this closes and all members have forwarded their ID's to the insurance company.

I thought their would be more talk about this being a scam…but it seems the GPP staff is still working away and continuing communication with the members.

Wow this isn't what I was expecting…..

Comment by ROCKET - September 8, 2007 @ 10:49 am

"Dear Members,

If someone in your downline has lost or forgotten his password and can't retrieve it through our automated "forgot password"-features, here's what he has to do urgently:

Send and email to:

Subject: Lost password

The email must contain the following information, which must match the members profile:

- name (full name: first, middle and surname)
- username

- email address

Please note: The email hast to be sent from the email address the member has in his profile. However, if the member doesn't use this address anymore, then he has to make me aware of this and still mention the old address so that I can verify the legitimacy of the request.

Please pass this message forward!

Thank you!



One thing I've noticed about GPP. They are really trying to make sure all of the people who signed up first will be included in the payout.

They collected over 100,000 members and could have easily replaced the early members who have incomplete profiles with the latest recruits that signed up correctly.

I'm beginning to believe the delay isn'y GPP, but instead all of the incorrect signups.

Stella has been sorting through all of them that the Insurance company had rejected for incomplete signed up members.

So anyone who signed up and paid be sure to check and see if your name is complete first middle and last, spelled correctly and matches your birth certificate or government issued ID including your birthdate.

Be sure to put your user name and password in a safe place.

If you have lost your ID or birth certificate you better get it replaced quickly.

Otherwise it will just be more delays for the members who have everything ready.

Christmas is coming….Who wants to get paid?

Comment by ROCKET - September 9, 2007 @ 11:47 am
22. It's a classic pyramid scam.

Why would someone offer to give you $100,000 (or whatever it is) in exchange for $30? Surely they would just invest the cash themselves and take all the money, not give it to you.

If you're you've already sign up to this, then I'm afraid we can't take your comments seriously because you are biased (it's in your interest for others to sign up).

If you are not signed up but are thinking about this then don't. There is not a chance you will get receieve the promised pot of gold.

Comment by john - September 10, 2007 @ 4:54 pm
23. John and everybody don't be confused about what the Global Pension Plan is offering.

The 30 Euro Dollars is not the investment dollars in this program.

$20 Billion Dollars is being invested by a bank.

That money already exists!

They need 100,000 real existing people with identification to agree to be insured with a 200,000 Euro dollar endowment insurance policy.

This is like having a partnership with a bank that is willing to invest all the money.

In this partnership each member agrees to sell their endowment insurance policy at a discount to be paid now. (Also known as a Reverse Pension Plan, not having to wait till the maturity of the endowment policy.)

Run a google search and you will see many companies buying and selling Endowment policies.

The 30 euro dollars is a membership fee only aiding administration costs for running Global Pension Plan.

The bank is investing into each member for profit of course and each member will profit also.

If you are thinking about joining GPP their is a small window of opportunity left, you will need to act quickly as the insrunace compnay is sorting through all the signups and discarding the incomplete signups at this time.

Refunds are being made to members who didn't signup correctly and are given the opportunity to signup again using information as it appears on their identification.

Get with your sponsor on this.

If you don't have a sponsor then contact me and I can help you.

write me at rocksme2004 on yahoo messenger

my link is

Comment by ROCKET - September 10, 2007 @ 11:01 pm
24. Hi,

Thank's for your article about GPP
But unfortunately i did subscribe to a very similar program about 10 days ago. 50 USD for 80,000 USD in six months
Imperia Invest;

since a week i wrote them 3 times to close my account and refund my 50$. They do not bother to answer me.
i'm far from beeing a financial expert, but after reeding your article and my short experience with them, it definitly does not smell good. So i raise a red flag for other people who would consider…

Thank's again

Comment by Francois - September 13, 2007 @ 4:16 pm
25. Dear Members,

The insurance company informed me they will give us the the exact number of qualified members on next Friday, 28th of September..

This number will include all the members, who are not older than 66 and whose profiles contain enough information (please see the earlier announcement).


**** Hope to get a good news on this Friday****

Comment by G2 - September 24, 2007 @ 2:59 pm
26. I didn't join GPP but good luck to everyone who did - I hope it works out for you.

Guess we will know more come this Friday!

Thanks for the update, G2.

Comment by Ben - September 25, 2007 @ 11:01 am
27. Well it's Sept. 28th any latest news Stella?

Comment by G - September 28, 2007 @ 7:56 pm

Dear Members,

Here's the numbers I've promised!

The insurance company provided to number of complete and pre-qualified members last night. This includes everyone, who is not older than 66 and whose profile is complete.

We have 94.601 members at this very moment, who would be accepted as a Compensation receiver by the insurance company.

We have a little more than 100.000 members already, but not all of them qualify because of their age (they will qualify, however, for the Loyalty Program Rewards) or because of the incomplete information in their profile.

What is needed to be done now? Two things:

1. You would need to check and re-check if your profile, and the profiles of your downlines are complete.

Check with your first line referrals, if you have an excessive downline, or go through the whole downline. Do as you wish, but please do it! You helped them to find this opportunity, now you would need to help them a little bit more to get the benefits.

2. Sign up all the pending new members now.

I know there are quite a lot of interest to our program and the current members also have lots of names to sign up, but they have been put aside while the members watch the progress of the program. As there already is the required amount of new membes laying on the desks, I don't really see a reason why not to bother and sign them up now.

I am extremely satisfied with these numbers! I thought we are further away from the target, based on the email correspondence and my own calculations. Happy to be wrong!

I keep recoverning passwords and refunding failed sign ups. Just drop me a line and I'll process the request as soon as I possibly can. There are around 300 requests waiting for the action right now. The response time is around two days.

Have a wonderful weekend!


Comment by ROCKET - September 29, 2007 @ 9:41 am
29. Thanks Rocket.

Well... just have to sit and wait. I belief GPP will meet 100 thousands members anytime before middle of October 2007.

Comment by G2 - September 29, 2007 @ 2:06 pm
30. i'm still keeping the dream alive...

Comment by bridget - October 2, 2007 @ 11:42 pm


Dear GPP Members,

Let's enable this communication channel once again! I think it's better to get in touch with you via email, as the forum doesn't seem to be too popular.

We have reached the important numbers already, i.e. we have a little more than 100.000 members . However, we still accept more members because of big numbers of incomplete profiles plus
the fact, that certain percentage of our members won't qualify for the Compensation being too old, or they just don't want to or don't remember to provide the ID copies etc.

The exact number of qualified members is still to arrive. The insurance company is unable to provide the information as
we have around 20.000 members/profiles without date of birth or complete name. So please, login to your member area now
to update the profile before it's too late.

What I would also ask for, is some patience. Your emails will be answered. Eventually. There still is a huge back-log of emails, and more is coming in all the time. Partly because of someone keeps resending the unanswered emails over and over again. Please don't do that! It will increase the delay and workload and won't speed up replying your inquiry.

Then, very important issue to solve! The failed sign ups. As there seem to be quite a few of them all around the Globe and
it looks very much like I'm unable to keep up with manual sign ups, I have to refund you. Once you have been refunded, please sign up again as soon as possible so that you won't miss this opportunity! Keep your eye on the e-bullion account after you have provided the following information, as I will not confirm the refund via email (to save time).

How to request refund for failed sign ups?

Email me the following information at

- Transaction ID Number
- E-Bullion Account Number
- E-Bullion Account name
- Number of members paid for
- Amount to be refunded

Once I have received this information (and this info only, please do not send any stories), I will proceed as soon as I possibly can!

Please note the email address for refund requests:!

Please, don't try to cheat with the refund requests. All the out-going refunds will
be controlled, i.e. compared to the database if they match any profiles and to the e-bullion account history also.

Thank you for your cooperation and understanding!


Comment by ROCKET - October 4, 2007 @ 6:33 am


just out of curiosity why did you post that as it is an old message

Comment by bridget - October 11, 2007 @ 3:42 pm


Hi I joined GPP ebullion too my money but then no sig up page was displayed!

I emailed for a refund and 2 days later my money was back in my ebullion account.

Still possibly a scam but receiving refunds from a scam is a first for me.

I since rejoined and the site worked correctly I will let you know the outcome good or bad :)


Comment by Steve - October 16, 2007 @ 11:08 am


glad u got back your refund steve, and hope things will go well for you to join GPP..

Comment by G2 - October 17, 2007 @ 1:41 pm


The website has had problems loading after I put my user name and password in a error comes up - I then removed part of the URL in the browser window and the page loaded. I was able to register 4 more friends using this method.


Here are the step-by-step instructions how to solve the situation in case you have replaced members yourself.

1. Update the profile with the initial information, i.e. remove the name that replaced the original name

OR (if the initial member is not willing or able to participate the program anymore)

send us an inactivation request containing:

- email subject: Inactivation request
- username(s)
- name(s) of the current member(s)

2. Sign up the member (who replaced the initial member) again throught the Sign Up-page

3. Email us the downline transfer request (from the inactivated membership to the newly created membership). Request must contain:

- email subject: Downline transfer request
- old and new usernames
- name of the member
- all the 1st level members (their usernames) to be transfered under the new username

IMPORTANT: Noone is going to loose the downline he or she has built so far! I will transfer the downline under the new username as soon as I receive the full details!

Thank you!


Comment by ROCKET - October 19, 2007 @ 6:14 am


GPP update:

Please don't email me asking what to do in this particular situation. All the information has been provided already how to solve this issue.

It looks like this problem is not as big as I thought in the first place. Based on the current information, the number of these problematic memberships is around 1200. A good number of inactivation and downline transfer requests have been sent to me, thank you for that!

We will solve this quickly in the background and this will not have any effect on our success nor will it delay us!

Comment by ROCKET - October 20, 2007 @ 10:21 am



Dear Members of Global Pension Plan,

We know you have been impatiently waiting for this update. This is the one
we promised you a few months ago.

Today is finally the day of this special and long expected announcement.

We think, we have some fantastic news for you and we are proud to tell you.

During this summer we have received some interest from private and institutional Investors.
Negotiations have gone smoothly and based on the financing of the investments we have
now this wonderful announcement to make:

All Members hereby have the chance for


Yes, it is true. We have made it possible for you!

Ever since we started Global Pension Plan we have received daily requests from our members t
hat they would like to purchase more than one policy. Unfortunately we had to turn them down
each time.

But now, thanks to the additional funding from these investors mentioned above we can now
offer our members this opportunity to purchase multiple policies.

This is a giant step for us and an incredible chance for every single one of you.

Now of course there are certain rules to be applied which we hereby announce so that everything
is really fully and absolutely clear right from the beginning.

Please read this very carefully, as this contains everything you need to know:

1. Purchasing multiple policies is completely optional and offered as an additional benefit only
to those that want to have more than one policy.

2. The costs have been determined to be 20 EUR per additional policy (not 30 EUR as for the first policy/membership). This also includes the processing fee that we have to pay for the insurance company.

3. Ordering: Additional policies are only available in your own member area. You must be an existing
member of Global Pension Plan. You cannot purchase additional policies for other members with the
gift coupon.

In your members area click on the link that says "Additional Policies" and you will discover the ordering
options on that page.

4. Payment Options: At this time we accept the following payment options for purchasing additional policies:

- Liberty Reserve
- C-gold

5. Compensation Fee will be the same as for the first policy/membership:

- Aged 27 or under: 110,000 EUR

- Aged 28 or over: 55,000 EUR

6. Loyalty Program Rewards: Yes, this is really true! Please be aware that an additional policy enables you to also earn an extra commission on your referrals. So if any referral in your 12 level downlines purchases an additional policy, you will earn an additional 2,000 EUR Loyalty Program Reward.

Although you will not be able to see which member in your downline has bought how many additional policies, you will however always see the total amount of your earnings on top of your referral downline.

7. The Limits to this offer:

We have a limit of 250,000 additional policies altogether. This would work out to an average of 2.5 additional policies per member. We appreciate that not everyone will be purchasing additional policies, but on the other hand we have had requests from people that would have liked to purchase far more than 2 or 3 policies.

Once the additional 250,000 policies have been used up we will disable the order form and you will not be able to purchase any more policies.

The launch of these additional policies will not delay us even if not all of them are sold until the schedule closure.

While many members will take advantage of this offer, we strongly recommend all members to re-check their profiles in the meantime and complete them if necessary. We still have members with incomplete profiles.

Here again for every one:

A profile is complete when it contains

- Full name
- Correct Gender
- Date of birth
- E-Mail Address
- Full Address including country

It is simple, isn't it?

So here you have it! Take advantage of it in every way you want! Just adhere to the above rules and all will be fine.


Comment by ROCKET - October 21, 2007 @ 5:40 am



Dear Members,

We have finally figured out the deadline for the program, and
here it comes! This is going to give the members a clear schedule
how to work towards the rewards.

- program will be closed on the 31st of December 2007

- documents have to be provided during January 2008

- payout will be between the 15th and 29th of February 2008

To make the short story a little bit longer, we are going to close
the program on the very last day of year 2007. This gives you all
enough time to complete the profiles and recheck the information
you have provided. Also, there is enough time to handle all the
inactivation and downline modification requests (please see my
earlier update).

The recently launched 250,000 Additional Policies campaing doens't
have any effect on this closure date. If we only sold 10,000 Additional
Policies, or all 250,000 of them, the program will be closed on the 31st
of December 2007.

The ID copies and the agreements (latter will be downloadable in the
member area starting on the first of January 2008) must be returned
during January. There is one full month to send us what we need
and that should be enough for every single member. Full instructions
of how to complete this step will be available during December.

And the date that matters you the most is the payout date. The Trust
Partner has worked with the insurance company to be able to shorten
the policy handling time after all the members have provided the
documents. The payout is projected to happen between 15th and 29th
of February 2008.

I am sure this update clarifies a huge amount of confusion amongst
the members. Please share the latest news with your group and
assure them that we are on the track heading to the great success!

Thank you for your support and cooperation!


Comment by ROCKET - October 22, 2007 @ 10:44 am


finally there seems to be an end in sight allbeit still a fare amount of time away smiles i still live in hope... good luck everyone

Comment by bridget - October 23, 2007 @ 1:38 pm


I joined.
And paid my money.
There are many things that I hate about the site.
The log in process seems to have problems.
Support sucks.
Lose you password and you have trouble.
Getting into the forum.
If you have changed you name and password.
It is near impossible.
Site has troubles.

Comment by Thomas Grant - October 25, 2007 @ 12:54 pm


"Multiple Policies in GPP"

Well, this is getting rather ridiculous now. What they are now saying is that for every $20 you put in, you get at least $55,000 out?

Is it just me who thinks that the "delay tactics" are starting now and this so-called "Stella" is actually just trying to milk people for as much as possible before she disappears?

At some point you've got to admit that this whole scheme looks extremely dodgy.

I'm afraid that we'll soon discover that you've all lost money. Worse than that you all got your family and friends involved so they have also lost money. Even worse still, some GPP members have been distributing their personal ID documents to a load of complete strangers.

Global Pension Plan has now reaped well over $3 million and is going for even more.

Please don't give them any more money.

Comment by Ben - October 25, 2007 @ 12:59 pm


Ben, the new offer doesnt have any link over the current program... is up to whether u want to join or not just tat simple ...

"The recently launched 250,000 Additional Policies campaing doens't
have any effect on this closure date. If we only sold 10,000 Additional Policies, or all 250,000 of them, the program will be closed on the 31st of December 2007."

"The launch of these additional policies will not delay us even if not all of them are sold until the schedule closure."

Get the fact correctly dude.... at least my family and friend is willing to take up the risk on the very first day we joined GPP.... FYI we have yet send our personal ID to any GPP personel... don get the things wrong man...

Comment by G2 - October 25, 2007 @ 4:24 pm


"don get the things wrong man…"

I'm not getting anything wrong - that's why I said that some people have been sending their documents off to the alleged "Stella".

I was under the impression that this submission of documents was compulsory before you could get the huge payout.

What I am saying, and this isn't a personal attack on anyone, just me worrying that people are being scammed here, is:

If you get the payout, wonderful, but please don't send "Stella" and her Latvian friends any more money.

250,000 x $20 = $5,000,000 is a massive payday for somebody.

And if I'm not mistaken the excuses keep on coming, the site is constantly failing and nobody really knows whether the payout will ever happen.

Please don't throw good money after bad. Apparently the 100,000 members have been signed up, they should be paying you now like they promised they would! :)

Comment by Ben - October 25, 2007 @ 5:25 pm


GPP Update:

I agree there should be better communication from the GPP administration...however

The GPP website is shut down while they make the correct links for the new payment method which will no longer be e-bullion.

GPP is switching to c gold and Liberty Reserve because e-bullion has a monthly charge to maintain an account there.

The GPP website will be up and running again in the next 7 days as told to me by one of the GPP leaders.

There are a lot of unmentioned good things working in the background of GPP that will be released as the closure date of December 31st nears.

For those who are members of GPP, don't dwell on anything negative. Always remember the funding bank who is buying the endowment funds is going to profit greatly by be handed 100,000 members at well as possible bank account holders holding the pay out amounts.

I personally don't mind risking 20 euros for additional policies...I'll gladly limit a pizza meal to make a brighter financial future for myself.

Each to his own of course.

Comment by ROCKET - October 28, 2007 @ 10:10 am


Thanks Rocket for further explaination. Means tat the site will be all working in another few more days, OK this ease my concern over the last 2-3 days.

By the way, any1 care to teach me how to get my hands on the liberty reserve? Will appreciate very much since i am noob on these kind of transaction.

Comment by G2 - October 28, 2007 @ 5:20 pm


GPP update:

It looks like the recruitment for 100,000 members is over.

It looks official on the website.

I don't think a person can anylonger sign up.

The next phase is making sure all the profile information is correct.

They are working on converting the website for members that want to ad more policies.

This feature should be up and running soon.

December 31st, is arriving be patient!

Comment by ROCKET - November 1, 2007 @ 8:46 am


Am a member- was signed up by a family member- but must admit am concerned about this scheme- this close to payout and no details on the baking solution since Feb this year. No docs yet to review so no one knows what the terms are for getting there hands on the money- if there is any money! No one's profile has a number on it so no one knows what number they are in the scheme- therefore no one knows how many members there really are- there could be millions in all the countries involved. Have looked for Reverse Pension Plan on google and there is NO information on them. Nothing, except for GPP's website and another one under Imperia Investments- Early pension fund. If this is a valid way of investing why aren't there articles written about or at least some information other than GPP's website.

Rocket- your comments seem to be a bit on the biased side- do you have an interest in GPP other than being a simple member? Just makes me a bit suspicious...

I very much hope it does come off and everyone gets paid- even half of what they are expecting but I still can't see how- esp considering there are few details about who everyone is, where they are etc...

Comment by Goosey - November 1, 2007 @ 6:31 pm


well, I for one will NOT be investing in the "second" opportunity until I see some money from the first. Very suspicious that they have opened a second plan b4 the first one pays out.
I would like something in the mail once they actually stop the enrollment (which they have not)
I was put under great pressure to sign up b/c it was going to close any day now....but really we have until Dec 31.

That being said, I am still hopefull......fingers crossed.

Comment by Magoo - November 1, 2007 @ 11:42 pm


Why was my password emailed to me in my welcome email? That doesn't look good....

Comment by Magoo - November 1, 2007 @ 11:46 pm


I just got off a conference call with Global Pension Insurance Trust. This whole plan as described by GPP was presented to me as $42.62 in US dollars by a man named Ben Stiegler

Comment by Ron Roberts - November 2, 2007 @ 3:59 am


Ben [Stiegler] said the plan is 1,400 shy of 100,000 and that the completion is scheduled for 11/15/07 payout would occur 1/08/07. The numbers and business model seem to be the same as GPP only we were told to contact our sponsor about where to a send cashiers check. I found this forum while researching G.P.I.T.

I think Global Pension Insurance Trust may be a lot better because we have GOD on our side.......or is it the same deal as GPP?????

Comment by Ron Roberts — November 2, 2007 @ 4:12 am


To answer your question Goosey, I'm just a "Simple Memeber" Biased yes, in that I expect this to payout.

As far as the opportunity to buy additional policies...I'm in...I'll be signing up for more.

This is a second opportunity and not a is a second partner involved with Global Pension Plan, just some more icing on the cake.

If anyone is skeptical...That's ok...just wait for the payout you have coming...

I've never heard ofGlobal Pension Insurance Trust....What can you tell me about that Ron Roberts.

Ben [Stiegler]is a leader and does collect payments on behalf of Global Pension Plan.

GPP Update:

People can sign up for extra policies in the members area now...The GPP website is getting much better to navigate...Their are some more corrections being sure to read the latest Forum notice from Stela on the GPP website.

Comment by ROCKET — November 3, 2007 @ 10:18 pm


so this Ben Stiegler is collecting payments for GPP and for this other GPIT- except GPIT has no website and you send money to the individual- getting more dodgy by the minute- and this guy is a leader for GPP- instills great confidence.

I have asked several financial advisers and lawyers about this scheme to see if they have ever heard of such a scheme and no one has ever heard of a reverse pension plan. Surprising no? Surely these financial professionals would have heard of it even if they don't recommend them? But no- nothing- well nothing legal- the other thing I have been warned about is money laundering- us sending money in small amounts to someone who needs to cover laundering a large amount some how...

However, if this pays out then millions could be made exceptionally quickly if they ran it again because with the kind of money involved I already know 200 people myself who would sign up if anyone of the 3 (that I've been able to find so far) schemes pay out this time. I am sure it is the same for everyone else. I hope if it pays out that they do do it again- although I am sure some regulation will happend that will either stop these schemes completely or reduce the potential payouts.

I await more news with anticipation...

Comment by Goosey — November 9, 2007 @ 5:46 pm


There is one universal principle that underlies all investments: If money is made by one party, then some other party must pay that same amount of money.

Ignoring for now many other aspects that don't add up and concentrating only on the numbers, in this case we have:

* Members to be paid 55,000 (or 115,00 depending on age). Supposedly, that money comes from a loan of 120,000 secured by a 200,000 long-term, fixed-return annuity issued by the insurance company.

* The insurance company to be paid 41,000 as a lump-payment premium for the 200,000 policy also out of the 120,000 loan.

* A balance of 24,000 to be paid for referrals or otherwise to the aministrators of the program.

Although the scheme outlined above raises some significant questions and issues on its own, ignore all of that for the moment and assume that the above works if only from the standpoint of a source of payment for every party paid.

That takes care of everyone other than the party who must fund the 120,000. According to GPP, compensation for the investment group relies on a 200,000 future value of the policy - the current-dollar 120,000 invested = 80,000 return. Depending on assumptions for time frame and average age of members comprising the pool, this represents a return equal to about 1% to 2% APR.

Obviously no investor takes that deal. Even less believable when considering that they would be putting up 12 billion for the total package. So now we have a major problem. If the return to the investor group is not realistic, then there's no source of funds for the members, insurance company, or anyone else.

The usual rebuttal to this by supporters is that the policies are in some way "special" and/or "unconventional" and are structured in a way to yield the full 200,000 value on an immediate basis. Unfortunately, this doesn't wash. Referring back to the universal principle above, that would mean that the insurance company would be trading 200,000 out for only 41,000 received without the benefit of the time value of the latter. It's clear that's not happening.

Also, if that were the case, then there would be no need for the whole collateralized loan scheme since the policies would have full value as negotiable instruments on their own which contradicts and makes the scenario presented pointless.

Another argument made is that these sophisticated investors can in some unspecified way leverage the value of the policies or sell them to other investors at a higher value. Again, unfortunately, this makes no sense in the case of a fixed, long-term investment. It's worth $200,000 in N years to anyone who owns it. That's it. Regardless who it's sold to or sliced and diced, it's still only worth 200,000 after N years, and a 1% to 2% return remains equally unattractive to any downstream investors. It can't gain value beyond face value and can't be effectively leveraged. The only way to improve the return is to (1) buy it for less, which means the seller would be taking a loss equal to the difference, or (2) to shorten the time frame for pay out to less than about 10 years.

Even more suspect when you consider that on one hand they have the investment group making a capital investment of 12 billion to receive only 80,000 for each in future-value dollars while at the same time for no apparent reason simply giving away to members 55,000 in present-value dollars which are worth far, far more given the time value of money.

Anyone who takes the time to sit down with the numbers for a few minutes will arrive at the same result. Math is math, it doesn't matter who the investor is. To the supporters, sorry, the numbers just don't work. If you want a better conclusion, then talk to them - they should have come up with a better scenario.

Comment by JH — November 10, 2007 @ 6:00 am



You are searching for all the reasons why this program won't work.

However you are overlloking many factors that are unknown.

You need to understand that once this endowment paper hits the bank vault it is an asset of the bank.

At that point the bank can borrow up to 20 times the face value of that deposit.

In fact all banks are allowed to do off ledger trading after banking hours with all the deposits.

In the arena of high finance their are many ways to profit off ledger.

You can work with the numbers all you want, the truth is, if the higher powers want Global Pension Plan to produce results nothing will stop it.

Let me remind you that to this very day the Federal Reserve has never been audited.

Their are some organizations that are above the law and will always remain that way.

Not to critisize your points, but instead give you some things to think about.

The countdown has begun, in a short time Global Pension Plan will show its true colors, either for or against It's members.

I think each member has wagered monies they were willing to lose with the hopes to be pleasantly surprised.

And that is all that can be expected at this point.

One good reason for Global Pension Plan to pay It's members is to help the economies around the world.

People with money spend it. This helps manufactures, merchants and benefits the consumers.

Food for thought

Comment by Rocket — November 12, 2007 @ 11:50 pm


You don't have to search vey hard for reasons why this won't work, including the many sketchy aspects of this program as evidenced in the original blog here, which would not be expected if the operators are who they claim to be. The unrealistic numbers just serve to reinforce what should be easily recognized as the characteristics of a typical online investment scam.

I understand very well how these policies would be treated for accounting purposes. Under FASB rules they would be valued at their current value NOT the full future face value in the same way that all other annuities/endowments are valued. The specifics may vary by country, but the principle will be the same across all - you don't count the value of an asset until realized. So from an accounting standpoint, using the base numbers in their example, they would show a negative hit of $12 billion to cash against about $4.1 billion in value of the asset received (i.e., the current value based on the premium paid, which actually would be less given standard fees and expenses that would need to be deducted). Also note that the $12 billion must be paid from cash reserves in current dollars, which is an unrealistic amount of cash for virtually any but the largest companies especially so for any single deal. Furthermore, it carries significant penalty in terms of opportunity cost and the true value of that same money is much, much greater on an NPV basis.

The above is further limited by regulatory and practical requirements as far as cash flow and the need to maintain minimum necessary cash reserves. Basically, in order to even consider pulling this off, a bank would need to have somewhere around $200 billion in free cash reserves on hand to cover this deal alone, not counting reserves needed to cover it's other cash needs and demand deposits. That is, it would have to come up with this amount over and above what it has on hand as cash now. If you don't appreciate the magnitude, it's a huge amount of cash and eliminates all but a very few banks. And that's at the low-end number for this deal. If you extend it to the higher end including the additional 250,000 policies, then at a practical level you've basically put the cash requirements out of the reach of all but governments.

I'm not sure where you're pulling the 20x borrowing number from, but any money that they might be able to borrow against the value of the policies would be at interest rates much greater than the return produced and keeping the funds as cash would have greater value. At current discount rates, a bank borrowing directly itself would be paying at least 4% against an asset returning 1.5%. It makes no sense to do so especially when keeping the funds as cash holds more value given virtually any company's expectations for the opportunity cost for their investments. Simply put, the more money they borrow against the future value of their original cash that could be used to fund other better investments, the more money they lose.

Your example with respect to making a donation to the world economy is a real stretch. Beyond the fact that banks, insurance companies, and investment trusts are in business to make money and most at the level that we're talking here are public or otherwise regulated and answerable to their stockholders, investors and auditors, any return at that level would be so diluted by distributed across such a wide group that it would be meaningless in terms of return on investment.

Given the unrealistic aspects of the numbers and other aspects like being hosted by a site typically used by HYIP schemes, using illicit "banks" for money transfers, and many other ties to similar investment scams, it points to it being a case of the operators not really doing what they claim to be doing an not really thinking through fully the story proposed as is typical when you scratch below the surface of most. In fact, there is nothing that points to this being legitimate in any way other than the fact that TEPs do exist on a general basis. In similar fashion, Forex and stocks exist and serve as the basis for many other scams.

Again, as they say about the camera at the DMV, if you want a better picture, then bring a better face.

Comment by JH — November 14, 2007 @ 3:33 am



Tsk Tsk ...

You are being negative again.

Here's a thought for you.

The payout bank is also the bank that will be holding each members monies.

Some monies will be spent slower than others. In the meantime those deposits can be traded after banking hours for big profits in the world markets.

My point will never be able to accurately figure out if this is a good business deal or a bad one, because you have too many unknown variables happening on a daily basis.

I'm guessing the bank can profit from those deposits and even replace them so it never cost them anything to pay each member.

It throws all of the technical accounting practices out the window doesn't it...

Comment by Rocket — November 18, 2007 @ 3:12 pm


I have read and reviewed the comments on this site and have considred that yes there is a lot of uncertainty in whether or not there will be a payout from Global Pension Plan. I as a single mother think this would be a dream come true and a huge leap in our financial future. I am willing to take the risk with all of the unknown factors. As far as i can tell there are a lot of comments from very optimistic people and very realistic people. if there is no payout for me then i will have learned a very valuable lesson... if there is on the other hand then i will have made the biggest investment of a lifetime. It is possible that all these people will get paid and it is also very possible that they wont... But just like any gamble... You cant win if you dont play...

Comment by Heather — November 18, 2007 @ 11:48 pm


"My point is…you will never be able to accurately figure out if this is a good business deal or a bad one, because you have too many unknown variables happening on a daily basis."

... which provides an ideal back-drop for a good old scam.

A scheme that is so complicated that those who take part can't understand it is is very important to the success of this sort of scam. It allows people to hope it might work because they can't see why it wont.

Comment by john — November 19, 2007 @ 12:04 pm


Absolutely I'm negative about this... It's an obvious scam.

Comments like Heather's here are precisely why I've taken the time to post. Scams like this and the deviants who run them prey on the hopes of people. The reality is that it's not a gamble, the game is fixed and you have a zero probablilty of winning. Faith, hope, trust, and optimism are all great qualities to have, but they are sorely misplaced in the world of online "investing." If you question this, then go look at the literally thousands of similar "investment" deals that have been hosted on exactly the same servers, promoted by some of the same individuals, using the same MLM referral-based marketing approach, using the same sketchy psuedo-banks, etc., etc. But, yeah, I know - GPP is "different." Just like they all are...

It's not a question of "technical accounting" and the numbers really aren't hard to figure out regardless what you want to propose as happening behind the scenes simply because the scheme is fatally flawed at a very basic level. Once again... NONE of what you suggest matters since, ANYTHING that they could do with the money as they have proposed in their explanation of this scheme, they could do better otherwise by (1) using the same money elsewhere easily at a higher rate of return and (2) without giving away a huge percentage of their own up-front capital to the individuals for no apparent reason. If you don't understand this, then you must have little to no real world investment experience. Certainly organizations of the type described here would understand.

The only reason for the 55,000 payout is as bait to induce people to send in money. There's no reasonable rationale for a legimate investment company to do what's proposed here. And again, this is over and above the many other questionable aspects of this program. It should be clear how all of this "adds up."

Comment by JH — November 20, 2007 @ 8:58 am



As an experiment join GPP . . .

You could be pleasantly surprised this coming February.

Comment by Rocket — November 20, 2007 @ 9:00 am


No thanks. Giving money to criminals is not a hobby of mine.

Comment by John — November 20, 2007 @ 11:13 am


Email I received today:

"Subject: Concerned!

I really would like to know the latest and what is going on with GPP, As you may already know we have yet to get paid. Sad as it may sound It's possible this is all just a scam, I can't believe anyone or group of people would or could do others an injustice. Funny thing is what goes around comes around and it doesn't take long these days.

In any event: I would just like to know what the latest is, and whether or not you think were going to get PAID?"

My own personal thoughts are that the Global Pension Plan will suddenly disappear at some point, after a lengthy series of delay tactics. There is too much secrecy, too many questions and not enough answers.

Whoever is behind this is going to make a lot of money unfortunately...

Comment by Ben — November 21, 2007 @ 8:46 pm


I am troubled ........ because of the numbers of people's desperate hopes and fears of financial scarcity that are being targeted. It troubles my heart to see such cowardly manipulation of vulnerable populations :-( Sigh ....... GPP is quite obviously a scam. I know a number of people who have invested and the profile of "investors" is as unique as a rubber stamp ..... hard working people living paycheque-to-paycheque barely scratching out an existence sick to death of corruption and corporate greed and never coming out on top.

I have not read the posts but just want to tell people DON'T invest and DON'T refer. REVEAL the SCAM!!!!!! The lure is the nominal fee and what a lucrative lure it is. I am quite sure these people - computer hackers with greasy grins and Cheetos fingertips buzzed out on energy drinks from staying up all night laughing at all the vulnerable people they are financially raping, have sold more than 100,000 plans. We all know the capacity for the web to crawl fast and furiously around the world. I can't imagine the millions they've already made. They probably can't either. Heartlessness manipulates hope. These aren't professional executives in designer business suits. They're scam savvy punks. Don't let them laugh at you. Salvage your humility. EXPOSE the SCAM. Does it not occur to people that the encouraging and supportive posts about GPP must have some probability of being posted from the scammers?

It's not the investment that's an issue because it's such a nominal amount. What sets my spidey-senses tingling is the fact that people hand over their vital identification which was perhaps the original goal of the scammers so they could easily defraud people in countless ways. What a bountiful cache they have been generating. The latest I heard is that they are now asking for people to sign power of attorney documents ........ Gawd!!!!!!!! Don't do *that*!!!!!!!! I am sure the scammers are making millions, and probably more than even they thought possible and they will continue their harvest with bogus payout delay upon delay until they have stretched this scam to it's threshold then they will disappear and start round two of the scandalous manipulation by using all the personal identification they have gathered to defraud you further. DON'T do it. DON'T. Just don't. Feel your hopelessness and exhaustion of financial scarcity and confront your fear. You are a more powerful creator than anyone has allowed you to believe. Trust in yourself and your ability to create abundance and peace in your life. Don't sell off your dignity. Be brave.

Comment by Kendra — November 24, 2007 @ 5:56 am


Message to fellow single mums out there.

I hope GPP works and pays you, but there are other ways.
Keep searching. There are simple ways to have all the cash you need. I know, I've found one!

Comment by sue — November 24, 2007 @ 11:51 am


All GPP members and skeptics:

Go on the National conference call, talk to real people that know GPP is real and will end December 31st and payout February 2007.

I'm an active member, making it to the conference calls.

605-772-3800 PIN access 884123 #

Calls every day 10:30 am PST and 5:00 pm PST (except Friday Night)

Be Very Encouraged and ignore the Negative


Comment by Rocket — November 26, 2007 @ 9:25 am


big problems with this now it seems- they are advertising on the GPP website for an investor with $2,000,000 at this stage in the game!

not only that there are still no up to date details on the banking solution- has anyone considered the implications of suddenly transferring €55,000 to your normal bank account? The bank would have a fit and would be bound to investigate you for money laundering... not to mention the tax hit you would get. the only other option offered so far would be to use the card that we are supposed to receive as a debit card- but seeing as we don't know what is going to be issued and not all the things we would no doubt like to pay for will take a debit card- this solution is as bad as the first!

The conference calls mentioned by Rocket- why aren't all GPP members being advised about these and how to access? The number appears to be a US number so how do you get in from the UK and what is the cost of dialling that number? Who are we actually in call with? the investors? The insurance company? other GPP members? The hierachy of GPP? no one actually would know as you can't see them or verify who they are!

It is easy for connected people to say ignore the negative and focus on the positive but recently there are no positives- the deadline for getting profiles updated was in august- now it is dec 31st- we were told payout would happen when we had 100,000 members- well we have and payout isn't happening for months. No positive deatils have been released and things are getting more and more dodgy...

The other similar schemes to this have disappeared off the face of the earth- Early pension plan was one of them and the website has disappeared without a trace... no sign of any payout and still I can't get anyone to confirm this is a legitimate scheme as no one has heard of reverse pension plans, the figures don't add up and the only thing that seems to be happening is that more money is being asked for and collected...

To retain confidence in this we need release of details- under confidentiality agreements if need be but we need to know the who, the where and the how...

Comment by Goosey — November 26, 2007 @ 12:59 pm



As an experiment join GPP . . .

You could be pleasantly surprised this coming February.

Comment by Rocket — November 20, 2007 @ 9:00 am"

Surely he can't now join as the 100,000 membership is full... unless of course that isn't true either...

Comment by Goosey — November 26, 2007 @ 1:00 pm


After everything I have read - after all of the warnings, as well as recommendations, I believe that most of these investors (myself included) are keenly aware of the possibility (or probability) of this being a scam. For those of you who believe in the Bible and in the gifts of the Spirit (gift of prophecy), there have been dozens of prophetic words regarding the restoration of finances (windfall finances). Is this whole thing an act of God, or is it really a trap set by Satan himself? I cannot say one way or the other. However, I believe I was supposed to do this - whether to reap the benefits or to reap the whirlwind. "God's ways are higher than our ways." "He uses the foolish things of this world to confound the wise." If you have already joined GPP, then put it in God's hands and trust Him to see you through it. If we lose, then we have missed God. But sometimes He opens a window of opportunity and gives a short time to go through it. If we win, then we can thank Him. Either way, we will have learned a great deal....and it's only $45. That's a few trips to McDonalds for a family of five!
You could look at the flip side of your concerns. These people could actually be good people who began this with good intentions, and have learned as it has moved forward - through trial and error (mistakes). Or, they could be nasty criminals with laptops in a barn in some remote corner of the globe. It is all a matter of faith - and "faith without works is dead."
I know some of you will laugh at my "spiritual" perspective, and think me naive and brainless. That's your privilege. My IQ is 144. However, on things like this, I can't use my intellect. I have to use my gut feeling. At the end of the day we hope and pray for the best, and we are not moved either way!

Comment by Stephanie J — November 26, 2007 @ 9:02 pm


If you save $45 by not eating McDonald's to much you have a choice of how to spend the cash. Consider two options:

A) Give it to an unknown consortium in exchange for the chance of winning a large amount of cash without having to work for it (i.e. gambling)

B)Giving it to a charity that you know will make people's lives better

Which of those does your gut feeling tell you might please God more? Even if you believe that the money you send to GPP won't be used to fund organised crime, the moral case seems pretty clear.

Comment by john — November 27, 2007 @ 1:38 pm


The conference calls are run by individuals with a vested interest in getting more people into these "investments." Furthermore, there is much misinformation given in these calls regarding the legality and feasibility of these programs and some of the individuals involved are suspect. All you're doing in the calls is getting the same con verbally instead of through their respective web sites.

Again, having faith in the goodness of men and hoping for the best isn't the best approach in the case of online investments. And hopefully people understand how much fraud has taken place under the guise of various religious and other faith-based affinity scams. Because someone uses the name of God, it doesn't mean that they're above doing that as fraudulently as all of the other aspects of these scams and stealing your money.

In any case, you'll have your answer soon enough. Once they've stopped taking money and have to produce actual documentation and the other elements of what they've alleged to be doing, then they'll be gone quickly.

Comment by JH — November 29, 2007 @ 7:05 am



Do you really think Ben who hosts the conference calls is doing something dishonest?

Do you think he isn't sincerely helping people?

Did you ever do a background check on Global Pension Insurance Trust?

How long have they had offices in the United States?

How long have they had offices in Europe?

How much have they paid out in benefits?

Do you know the answers?

Comment by Rocket — November 29, 2007 @ 9:30 am


"Do you really think Ben who hosts the conference calls is doing something dishonest?"
Yes, and illegal.

"Do you think he isn’t sincerely helping people?"
No, especially since all money "invested" will be lost.

"Did you ever do a background check on Global Pension Insurance Trust?"
Yes I have. Yet another RPP scam.

"How long have they had offices in the United States?"
Since Ben signed up as their "rep?"

"How long have they had offices in Europe?"
There are no real offices in Europe.

"How much have they paid out in benefits?"

Comment by JH — November 30, 2007 @ 8:58 am



I have tried to do due diligence on the company you mention but cannot find any mention of them in europe.

I can't search the US as I do not have access to any facility to do so, however in Europe they are not a recognised "trust" in the legal sense of the word "trust" and should not be registered in Europe with the names "Global", "pension", "insurance" and "trust" in their company or business title as these all have legal associations attached to them. "pension" and "insurance" are regualted terms that have to have a regulated body behind them. Global it may qualify for if it can prove it has enough offices world wide (doubtful) and "trust"- well it does not appear to be a registered or recognised trust, with proper trustees and beneficiaries or a trust fund that is registered or recognised.

And how exactly has this Ben from GPIT and GPP provided his credentials to prove he is even called Ben, without proving he is a member of such a business as GPIT is supposed to be.

Comment by Goosey — November 30, 2007 @ 12:52 pm


I just put in 2 more new sign-ups via E-bullion. I was aware there could be a problem but since it was made clear how to proceed to get a refund I went ahead. Unfortunately, neither sign-up went through. I followed the instructions to get the refunds. I e-mailed (as per instructions) and the e-mail bounced back as undelivered. Not a good sign! I then sent the same e-mail to Guess what– that e-mail also bounced!!! If anyone can explain I'd love to hear it. Thanks.

Comment by Tim — November 30, 2007 @ 10:13 pm


is getting closer to 31st December but no sight from GPP for any more update.... guess that it will be a waiting game that tested ppl patient...

Comment by Meck — December 5, 2007 @ 3:06 pm


still no details on anything... banking- companies involved... hmmm.

Comment by Goosey — December 6, 2007 @ 11:03 am


I just got off the phone from a Global Trust conference call, first time I've ever heard of it.

They are promoting higher payouts and higher contract costs then this site has posted. To get into Global 1 now it costs $55.10 for the first contract for each person in my family. The second contract will cost $40 each.
The "payouts" have also gotten higher. All children will recieve $155,000, people ages 30-66 will get $79,000, and all those over 67 only 3,000 each.

It's tempting but, umm... no. Sounds like a scam, looks like a scam, smells like a scam. It's a scam.

Although, if I'm proven wrong in Feb, well then, guess I'll be buying a few contracts.

But for now, I'm keeping my green in my bank where I'm guaranteed a return.

Comment by Tricia — December 11, 2007 @ 4:31 am


I certainly think I have read so many comments and know whats going on here. Think about it, the number of sign ups world wide might be more than 100000 or less. Say for example they only got 50000 guys and they lie to you any number they want to make you send money and join. At 30 euros each they would have 1.5 million to invest in the forex market, options trading etc. I personally can turn 1.5 million euro into 2,100,000 in just 3 months making only 100 pips a month. What's the next step? REFUND your money and tell you that the application failed and what do they pocket? 600,000 euro in just 3 months minus the website cost of less than 500euros. NOT A BAD BUSINESS. NO STEALING JUST BEING SMART. I met a guy in Nairobi who explained to me how these things work. Some might be legit but ask TRUMP or WARREN BUFFET to tell you which ones work. GOOD LUCK.

Comment by Wilfred — December 11, 2007 @ 10:09 am


Kendra said it all on post 64

"You are a more powerful creator than anyone has allowed you to believe. Trust in yourself and your ability to create abundance and peace in your life. Don’t sell off your dignity. Be brave."

The law of attraction and the art of allowing. I would recommend these 3 books. They will change your life GUARANTEED.


Comment by Wilfred — December 11, 2007 @ 10:59 am


Website seems to be disappeared from the net. At least for the last couple of hours when I tried to log in.

Comment by snartmor — December 11, 2007 @ 2:08 pm


Message to GPP members,

The Global Pension Plan website is offline for maintenance.

It appears a hacker has disabled the processing ability for Liberty Reserve to communicate with the Global Pension Plan website

Be patient this occured about 6 weeks ago with e-bullion.

They were able to resolve the issue and got the website up and running.

For those who doubt the intentions of GPP, I received a refund for $161.50 from Stela the administrator for the last hacker attack resulting in signup errors.

Keep thinking positive

Comment by rocket — December 11, 2007 @ 5:58 pm


The conference call you listened to is promoting a similar program to Global Pension Plan, they call it Global Pension Insurance Trust.

Stela the administrator posted on the Forum 2 days ago that Global Pension Insurance Trust has nothing to do with Global Pension Plan.

The signup procedure still remains the same, all signups are done on the website, not like the conference call is doing by sending money orders to a person.

Keep the info straight and don't get the 2 confused.

The signup membership fee at the Global Pension Plan website is $44.10

Any questions feel free to write me. rocksme2004 (at) y a h o o (dot) c o m

Comment by rocket — December 11, 2007 @ 6:05 pm


Tim because of hackers the email address to Stela has been changed.

I had the same hacker problem with e-bullion and have received my refund.

Beware of Liberty Reserve, it has also been compromised hopefully everything will be back up and running soon.

If you want Stela's new email address write me.

rocksme2004 (at) Y a h o o (dot) C O M

Comment by rocket — December 11, 2007 @ 6:08 pm


i would like to join this great oppertunity i was invited by an individual whom i noe longer have contact information for. is it possible for someone to let me know how to join.
thank in advance

Comment by lin — December 11, 2007 @ 10:52 pm


Are you totally mad? How can you possibly have such confidence in this after seeing all the comments in this discussion page? You're not buying a loaf. You're giving money and your personal financial information to total strangers who you have no way of tracing if they decide not to contact you. It's a scam. Stop rewarding their greed, or they'll keep on doing this to other people. You're making the world a worse place. It's not just harmless fun. The proceeds of crime are generally used to fund bad things.

Comment by john — December 12, 2007 @ 11:35 am


Can anyone explain what has happened to the GPP wesbite the past 3 days. It's very worrying! Normally if the site is being altered or constructed there is a message on the homepage stating this. Let's hope they haven't packed up shop and shut the site down!

Comment by martin — December 13, 2007 @ 10:36 pm


GPP update:

According to info on a mirror site GPP will introduce another website and domain. Probably to fix the constant hacker threat with more security options.

Read about it.

Stay positive GPP members, Stela will make an announcement soon about her recent meeting with the trust partners.

Comment by Rocket — December 15, 2007 @ 1:08 pm


GPP webpage is back on air. Try:

and stay positive.

Comment by snartmor — December 16, 2007 @ 1:32 am


This is an email from Stella to a team leader:
Source: [Edit by Ben: Sorry but I don't think that people should be encouraged to go to MMG with the dodgy folk that populate that forum]


Dear Members,

As you have noticed already, our site at has
been unaccessible for couple of days. This is because of the domain address was targetted by a group of people (we have a great understanding "what" this group actually is) who complained to the domain registrar that we are spamming. So, we have no control over the olddomain nor will our website appear at that address anymore.

The new address is .

Someone of you seems to know the address already, while the majority doesn't.

You can access your member area through this address without the fear that your login details would be stolen by a fraudster. This really is the new address.

Best would be you access the site with your Reference Link

I will also confirm the address by writing personal e-mails to some team leaders with bigger downlines and ask them to inform their members as well.

Once you have logged in, you will see exactly the same member area, your personal informations, downline etc. so you can verify it very easily that the new address is the real one.

Take this incident as a very interesting indicator for the fact that we are coming very much closer to our successful end of the Program.

Nobody has to worry that these guys might succeed. We are in control of the Program and whatever they will try, they will NOT make it. We will always be one step faster!

However, you all would help us tremendously if you just follow some very simple rules, rules which we repeatedly have given out:

1. Please now do not send us any further E-Mails asking for more details on these attacks or anything else. This will just delay our progress.

2. Keep your E-Mail traffic to the support as low as possible. If there are some administrative things to handle, like lost password or failed sign up cycle etc, then this is ok, BUT PLEASE do not ask for any further details on the next steps which are about to happen. YOU WILL BE INFORMED APPROPRIATELY AND IN TIME.

3. Give us the space and the time to wrap up all the membership cycles until the end of the year.

We apologize for any inconveniences you might have had.

Just always know this: We will not leave you guys alone. We are here to stay. We are here to get this Program to success. We are very serious about it. After over 2 and 1/2 years of hard work we definitely now DO want to succeed and so do you, right?

Have a wonderful Christmas and the most wonderful year 2008!

Best Regards,

Stella and the Team

Comment by snartmor — December 16, 2007 @ 5:03 pm



GPP Members, this test could be useful.

Setting up a new website domain sometimes can have some bugs to work through.

Such is the case when I tired to sign up a new member yesterday.

I use Liberty Reserve and the tech support overlooked changing the domain link for the payment process. This will result in a lot of "REFUND REQUESTS" and failure to register new members.

Buying additional policies: Those links work fine.

So the way to test if the new member registration link is working:

As you go through the process of paying with Liberty reserve, you go to "preview your payment".

While on the Liberty reserve shopping cart select the "RETURN TO MERCHANT" BUTTON. If it takes you back to the new and current Global Pension Plan website the link is fixed. If it takes you to a page that can't be found...that is the old website and the link hasn't been corrected yet.

In summary do this test before you confirm your payment.

Hope it prevents some trouble in the future!


Comment by Rocket — December 17, 2007 @ 1:18 pm


Merry Christmas/Happy Holidays to all and peace on earth! May we all have a successful 2008...!!!

Comment by Rocket — December 24, 2007 @ 12:22 am


well is close to 31st December any more update to share ?

Comment by Meck — December 27, 2007 @ 2:56 pm


GPP update:

Liberty Reserve's weblink is fixed. You have a small window of opportunity to signup new members.

If you use you can fund your account within 24 hours using moneygram which costs only $10 instead of $45 using a bank wire.

Happy New Year GPP Members!

Comment by rocket — December 27, 2007 @ 9:59 pm


I don't spend very on myself anyway. I just pretended that I bought a dress for $55.10. Sometimes the dress don't fit - and rather than return it, I just give it away. OH WELL!!

Comment by Ester — December 27, 2007 @ 10:49 pm


oh well the final date fast approaches...success or fail ive had my moneys worth of dreams :) wishing everyone a very merry christmas and all the health wealth and happiness in the new year i look forward to reading all the the posts in feb .... should make for interesting and hopefully very happy reading

Comment by Bridget — December 28, 2007 @ 3:49 am


Just seen the following message from "neverland" GPP Forum:


Dear Members of GPP,

This is an urgent Message! Please read immediately!

I am sure many of you are wrapping up their cycles re. signing up new member or additional policies.

Our "friends on the other side" are also active. Today someone hacked the GPP ccount of c-gold and is misdirecting the fees in his own pocket. It is not a serious matter but:


I am very sure that this will get immediately handled tomorrow when our Administrator is back on lines. (Right now it is deep night there…!)

So please stop Sign ups via C-Gold until you hear back from Stella in the forum. And please don´t worry folks - we will win!!!!! No matter what !!!

Thank you very much!

Best Regards,


Comment by snartmor — December 29, 2007 @ 4:19 am


GPP Update:

You can still buy addtional policies using Liberty Reserve.

Have a great weekend and Happy New Year!

Comment by Rocket — December 29, 2007 @ 9:17 am


My friend bought several policies, I had hope for him in the beginning, but more I read about it, I clearly see this is a scam. (In my HONEST opinion).

Someone will be richer for 3 million €, but don't know who. I highly, highly doubt any of these people who bouth policies will get any kind of money back.

Even though I think it's nearly impossible, I still have my hopes up for you people, I guess you can prove me wrong in February.

Also, how can someone just hack a C-GOLD account, and this just happens to be the Global Pension Plan one? Just two day before close up?

Simply hilarious to me.

Good luck to everyone participating in this, I understand 30€ isn't much for you... but 100,000 times 30€ is plenty for those scamming you.


Comment by Robbie — December 29, 2007 @ 5:02 pm


"Also, how can someone just hack a C-GOLD account, and this just happens to be the Global Pension Plan one? Just two day before close up?"

They didn't. As in the case of the other troubles with their site that they tried to pass off as someone else's problems, and being dropped by e-Bullion and stating it was due to problems with it, and the troubles with Liberty Reserve, it was GPP's problem, not that their C-Gold account was "hacked." As posted by Robert who is directly affiliated with C-Gold who called them on their BS this time:
Amateur Investor Join Date: Feb 2005
Location: US, EU, MY, PH, ZA, NI
Posts: 90

Re: GlobalPensionPlan -


Okay, let's set a few things straight here:

(1) their c-gold account has not been hacked !!!
Their WEBSITE has been hacked, their scripts changed and payments diverted to another c-gold account.

(2) we suspended the account in question and saved a large chunk of gold

(3) we told GPP about their problem

(4) they never contacted us, nor replied to us, but are now trying to make out as if their c-gold got hacked, which is utter bullocks.

And all of the above makes me wonder aloud just exactly how professional the operators actually are.

For good measure, just suspended their account, lest they make any further incorrect claims about us. It doesn't pay to crap inside your living room, you know...

The suspension will be lifted once they come clean and admit that this had noting to do with c-gold whatsoever, and that it was their site that was hacked...


Comment by JH — December 30, 2007 @ 3:29 am

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You can read other comments about the Global Pension Plan here:

Global Pension Plan - Do Your "Due Diligence"


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